Helping our clients plan, implement and manage credit operations organically.
The markets we operate in are very competitive. Bridge helps to initiate and strengthen our client credit management function, we offer outsourcing services, credit collection and debt recovery services so our clients can focus on what they are good at.
Credit Management
Our Credit Management Consultancy service provides you with a dedicated consultant to review and improve upon your credit management function (this includes the review of structure, process, credit risk profiling, policy and procedure) and train your staff in the most effective techniques to improve credit performance.
The benefit and value we bring to your business
Credit management is our core competence. We bring intellectual property, knowledge transfer, experience and operational best practice to your credit department. Good and supportive structure, process, policy and Credit staff with skills and technical ability to carry out proper credit appraisals reduces the loan loses(impairment) and hence we improve the bottom line of the institution.
Outsourcing Credit Services
Our credit underwriting Consultancy services help companies and financial institutions improve their credit decision outcomes by provide a dedicated team of consultants to carry out all credit appraisal services which include, credit assessment, financial analysis, and credit advice. We have a team of consultants with over 20 years experience in credit appraisal, with both traditional appraisal and use of data analytics to build a scoring algorithm.
The benefit and value we bring to your business
Effective credit management is our core skill. We bring intellectual property, experience and operational best practices that could be dicult or time-consuming to develop in-house. As a result, we make you focus on strengthen customer relationships. You will enjoy the benefits of quality, reliable credit management services than you could perhaps justify having internal resources.
Credit Collection
Understanding that the likelihood of being paid increases the sooner a problem with an unpaid account is addressed, our outsourced solutions for overdue accounts includes ways that make a difference:
Early collection
As soon as an account is overdue or direct debit has been missed, we take responsibility and engage customer to understand and resolve the problem.
High value customers
We apply our skills to your most valuable customers, where preserving goodwill and maintaining the relationship is of paramount importance.
High risk customers
we build a collection scoring tool to segment the likelihood to repay and look after first those account with high recoverability score, this helps to spent the time for better returns.
The benefit and value we bring to your business
We help you achieve better credit recovery outcomes and soenhance the productivity of your workforce by making them focus on generating new business. Improved productivity – and the working capital released by collecting more money sooner increases the business’ overall return on investment.
Debt recovery services
Debtrecovery is the component of credit management that is most often outsourced, when internal efforts to collect payment have failed, you pass them to us for action. The following arekey competence of Credit Consultants on debtrecovery:
Process
Our team in the debt recovery have skills in credit management process, when this is complemented by understanding the client’s credit appraisal processes it helps to have a systematic approach on the hardcore loans.
Skills
The aptitude and expertise of our team is thereason we are successful. Our ability to establish rapport with debtors and to work creatively with them to solve the problem makes all the difference to recovering the money, preserving your customer relationship and enhancing your brand.
Combined measures – Tracing, Field Visits & Legal
For the more challenging debt types, we use a wider resources and capability: specialists in tracing, the network of field agents and legal counsel in conjunction with the institution staff. No matter where debtors may be, we could trace them and take appropriate action.
The benefit and value we bring to your business
We recover your cash
We have the skills and resources to ensure we collect more of your money sooner.
We protect your brand
Our team understand the concept of customer lifetime value and approach their work as your brand ambassadors. Our objective is to not simply secure payment, but – wherever we can – to repair and strengthen your customer relationship.
It’s a partnership
We are more than debt recovery agents: we are Credit Consultants. Expect us therefore to work with you pro actively: always thinking about improvements that will lead to better credit management outcomes.